Loan Options
Securing the right home loan requires thoughtful planning around your goals, financial situation, and past experiences. Let us help you every step of the way.
Discover Your Loan Options
Flexible options for your goals!
Buy a primary home (3% down), second home (10% down), or investment property (15% down) with a 620+ credit score.
1% down—affordable homeownership!
Buy a home up to $350K with just 1% down and up to $7,000 in lender concessions. Income must be 80% or less of the AMI.
Homeownership with 3.5% down!
Qualify with a 580+ credit score and a low 3.5% down payment. Perfect for first-time buyers or those with less-than-perfect credit.
100% financing made easy!
Buy a home with no down payment—finance the full purchase price. Note: Closing costs are not included and must be covered separately.
Perfect for self-employed borrowers!
Qualify based on 12–24 months of bank statements with as little as 10% down—no tax returns needed. Flexible terms designed for your unique financial situation.
For non-traditional borrowers!
No income required—qualify with a 30% down payment, strong credit (700+), and 6-12 months of reserves. Perfect for retirees or asset-rich buyers.
Perfect for real estate investors!
No income verification needed—qualify based on the property’s rental income with a 20% down payment. Tailored for growing your portfolio with ease.
Buy up to 4 units with ease!
Purchase a duplex, triplex, or fourplex with just 3% (Conventional) or 3.5% (FHA) down. Live in one unit and rent the rest for income!
Made for ITIN holders!
Qualify with a P&L statement and ITIN letter—no income taxes required. Finance up to 80% of your home with a 20% down payment.
Ideal for international investors!
No U.S. income or credit history needed—qualify with a 25% down payment and rental income potential. Simple, streamlined financing for global investors.
Homeownership for visa holders!
Qualify for Conventional (3% down) or FHA (3.5% down) loans with the same programs as U.S. citizens. Flexible options for your dream home.
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About Us
Our success has been built on consistently offering the lowest possible rates while delivering exceptional customer service. At DG Mortgage Brokers, we pride ourselves on treating every client with honesty and integrity.
Company NMLS: #1957785/2538457
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